Long-Term Disability

Lawyer for Long Term Disability benefits serving Mississauga, Milton and the surrounding area

Disability insurance was designed to protect workers and their families from the kind of financial distress which might be caused by serious injury, illness, or a disability that prevents, hinders, or delays employability. Disability Insurance should provide the necessary funds to offer financial stability, and more importantly, peace of mind, when illness or injury threaten income.
Disability insurance offers a feeling of security and protection when purchased or provided by an employer, but it can also be confusing, especially when coupled with the stress of an injury or illness. Tim Leigh-Bell can offer the assistance needed in order for you to file your claim, but also will not shy away from fighting for you if you have been denied your claim for long term disability. Tim Leigh-Bell has the experience and resources to take on your insurance company to ensure you receive all the benefits you are due.

Common Causes of Long Term Disability

Long term disability can be the result of an injury or disease. Some of the most commonly reported types are:

  • Back or spinal injury
  • Traumatic brain injury
  • Heart attack
  • Cancer
  • Stroke
  • Diabetes
  • Arthritis
  • Soft tissue injuries
  • Fibromyalgia
  • Serious mental health issues such as depression and/or post-traumatic stress disorder (PTSD)

Fighting for your Claim

It may seem like a safe assumption that an insurance company will provide coverage for the premiums that have been paid in the event of serious injury or illness. Sadly, this isn’t always the case. Insurance companies can and do deny valid claims, and can even terminate payment in valid cases. Insurance companies can be intimidating, and difficult to deal with. It takes an experienced lawyer like Tim Leigh-Bell to successfully fight against insurance companies who deny claims, terminate benefits before full recovery, or otherwise act in bad faith and handle a claim unfairly. Tim Leigh-Bell has the both the experience required to succeed in bringing restitution, and a trusted network of expert professionals and specialists able to conduct a proper investigation to build a case and assemble the necessary proof.

Insurance companies may attempt to avoid the cost of payout against long term disability claims by using their size, resources, and the relative complexity of claims against you, the claimant. They can attempt to use biased medical reports from doctors of their choosing, insist on “objective medical evidence” for conditions like chronic pain, fibromyalgia, chronic fatigue syndrome, or soft tissue injuries.

Tim Leigh-Bell has experience fighting back against insurers withholding claims, insurers such as Sunlife, Manulife, Great West Life, and Desjardin. If you have been subject to unfair treatment over long term disability claim, Tim Leigh-Bell can help you recover some or all of the following:

  • Reinstatement of your long term disability benefits
  • Compensation for mental and emotional distress
  • Damages for wrongful dismissal
  • Damages for bad faith
  • Compensation for discrimination under the Canada or Ontario Human rights code
  • A lump sum payment for investment against future long term disability

Contact Tim Leigh-Bell in Mississauga or Milton

If you’ve suffered a disabling injury that threatens your livelihood and prevents you from pursuing a career, contact the offices of Tim Leigh-Bell at 1-800­­-797-6989 FREE or by email to schedule a free initial consultation at our offices in Mississauga or Milton.