When facing a serious medical condition or coping with the loss of a loved one, the last thing you should worry about is an insurance company denying your claim. At Trial lawyer Tim Leigh-Bell, we help individuals and families in Ontario secure the critical illness and life insurance benefits they are owed.
Insurance companies often make the claims process difficult. However, our experienced legal team knows how to challenge wrongful denials, reduce delays, and ensure your claim is handled fairly and promptly.
What Is a Critical Illness Claim?
Critical illness insurance is designed to provide a lump sum payment when you are diagnosed with a serious medical condition, such as cancer, heart attack, or stroke. These funds can be used for:
- Medical treatments and recovery
- Mortgage or rent payments
- Living expenses during time off work
- Travel and support for out-of-town medical care
Unfortunately, insurers may try to deny these claims by:
- Arguing the condition doesn’t meet the policy’s definition
- Claiming pre-existing conditions were not disclosed
- Delaying payment due to paperwork or assessments
Understanding Life Insurance Claims
Life insurance provides financial support to your beneficiaries after death. However, even in these deeply personal and emotional situations, insurers may dispute the claim due to:
- Alleged misrepresentations on the application
- Disputes over cause of death
- Lapsed or unpaid premiums
We work to:
- Review policy terms and exclusions
- Gather evidence and expert input
- Submit strong appeal packages
- File legal actions when necessary
Why You Need Legal Representation
Whether you’re managing a critical illness or navigating a death benefit claim, legal advice ensures your rights are protected. We help clients understand their policy, communicate effectively with insurers, and challenge unjust outcomes.
Why Choose Tim Leigh-Bell?
With over 30 years of legal experience, Tim Leigh-Bell has earned a reputation for personalized, effective representation. We treat each case with the care it deserves while using proven strategies to push insurers toward fair resolutions.
Let Us Handle the Insurance – So You Can Focus on Recovery
If your critical illness or life insurance claim has been denied or delayed, don’t give up. Contact Trial lawyer Tim Leigh-Bell today at 1-800-797-6989 for a confidential consultation.
