At Trial lawyer Tim Leigh-Bell, we provide experienced legal support to individuals who are struggling to obtain the short-term or long-term disability benefits they rightfully deserve. Insurance companies often deny legitimate claims or delay payments, making an already difficult situation even more stressful. If your disability benefits have been denied, delayed, or unfairly terminated, we’re here to help.
Understanding Disability Insurance Benefits
Disability insurance—whether short-term or long-term—is designed to provide income replacement when you’re unable to work due to illness or injury. While this support should offer peace of mind, many claimants face unnecessary hurdles when trying to access benefits.
Unfortunately, insurers may:
- Claim there is insufficient medical evidence
- Dispute the severity of your condition
- Require repeated and burdensome assessments
- Terminate benefits prematurely
How We Help with Disability Claims
We support clients through every stage of the claims process by:
- Reviewing your insurance policy and claim documents
- Gathering medical evidence and expert opinions
- Filing appeals for denied or terminated claims
- Negotiating directly with insurance companies
- Representing you in court if litigation is necessary
Whether you’re applying for benefits for the first time or responding to a denial, we ensure your case is properly presented, your voice is heard, and your rights are protected.
Short-Term vs. Long-Term Disability
- Short-Term Disability (STD): Typically covers a portion of your income for the first 15 to 26 weeks of your disability.
- Long-Term Disability (LTD): Provides income replacement beyond the STD period, often up to age 65 or recovery.
It’s critical to understand the specific timelines, definitions, and qualifications that apply under your policy.
Why Choose Tim Leigh-Bell?
With more than 30 years of legal experience, we know how to challenge unfair insurer decisions and secure the compensation our clients need. Our approach is detailed, compassionate, and backed by decades of successful outcomes.
Take the Next Step Toward Financial Relief
If your disability insurance claim has been denied or you’re unsure about your next steps, don’t wait. Contact Trial lawyer Tim Leigh-Bell at 1-800-797-6989 for a confidential consultation.
